Each year, NOAA (the National Oceanic and Atmospheric Administration) publishes a list of names that will be applied to each tropical storm that arises in the Atlantic. According to NOAA: “For the 2022 hurricane season, NOAA is forecasting a likely range of 14 to 21 named storms (winds of 39 mph or higher), of which 6 to 10 could become hurricanes (winds of 74 mph or higher), including 3 to 6 major hurricanes (category 3, 4 or 5; with winds of 111 mph or higher).”
One of the names in this list of potential storms is Owen. As Floridians make their way through another hurricane season, the team at 1-800-Injured wanted to share some helpful information in case Owen (or any other storms on the list) ends up affecting the state.
Filing a Hurricane Claim in Florida
As we all know, hurricanes can cause a lot of damage. If your property is damaged by a hurricane, you may be able to file an insurance claim to help cover the cost of repairs. But before you do so, it’s important to understand the process and what documentation you’ll need.
The first step is to contact your insurance company as soon as possible after the hurricane passes. You will need to provide them with a detailed account of the damage, as well as any supporting documentation (photos, receipts, etc.). Once your claim is filed, an adjuster will be assigned to your case and will contact you to schedule a time to come and inspect the damage.
Once the adjuster has inspected the damage, they will determine if your claim is covered by your policy. If it is, they will provide you with an estimate of the cost of repairs. If you agree with the estimate, the repairs will be scheduled and paid for by your insurance company. If you do not agree with the estimate, you can negotiate with the adjuster or hire a public adjuster to help you.
If your property is not covered by insurance or if your deductible is higher than the cost of repairs, you may still be able to get financial assistance from the government. FEMA (the Federal Emergency Management Agency) provides grants and low-interest loans to homeowners and renters who have been affected by a disaster. You can learn more about this program and apply for assistance at www.disasterassistance.gov.
Getting Help from a Hurricane Claim Lawyer
Filing an insurance claim can be a confusing and frustrating process, especially if you’re already dealing with the aftermath of a hurricane. That’s why it’s important to have an experienced hurricane claim lawyer on your side.
A lawyer can help you understand your insurance policy and make sure you get the full benefit of your coverage. They can also help you document the damage, file your claim, and negotiate with the insurance company. If your claim is denied or you are not offered a fair settlement, a lawyer can help you appeal the decision or file a lawsuit.
Contact 1-800-Injured for a Free Consultation with an Attorney
1-800-Injured is here to help you after Hurricane Owen, or any other storm, by connecting you with a personal injury lawyer in Florida who can help you file a claim for damages. Call us today or submit a request from our website for a free consultation. 1-800-Injured is an attorney and medical referral service.