Hurricane Gaston is one of the pre-determined names to be assigned to a tropical storm in 2022, and each of these storms may ultimately be upgraded to a hurricane.
After suffering damage from any hurricane, you may be wondering how to file an insurance claim. The process can be complicated and time-consuming, but it’s important to get started as soon as possible. An experienced hurricane insurance attorney can help you navigate the claims process to get the compensation you deserve.
We’ve put together some information that can be helpful as we prepare for each potential storm to make landfall in Florida this year.
Common Issues You May Encounter During Your Hurricane Insurance Claim
There are a few common roadblocks that can delay or prevent you from getting the full amount of compensation you’re entitled to. One is the insurance company’s “force majeure” clause. This clause allows insurers to deny claims if they can prove that the hurricane was an act of God and that they could not have reasonably predicted or prevented the damage.
Another common issue is the insurance company’s determination of what is “covered” under your policy. Insurance policies are often very specific about what types of damage are covered, and hurricane damage can fall into a number of different categories. For example, wind damage may be covered, but flood damage may not. If your policy does not specifically cover the type of damage you’ve suffered, you may not be able to recover compensation.
Finally, insurance companies often underestimate the cost of repairs. This can leave you with a bill that is much higher than the amount of money you receive from your insurance company. An attorney can help you negotiate with your insurance company to get the full amount of money you need to repair your home or business.
Why You Need an Attorney for Your Hurricane Insurance Claim
Filing a hurricane insurance claim can be a complex and time-consuming process. An experienced attorney can help you navigate the claims process, ensure that your claim is filed correctly, and fight for the full amount of compensation you’re entitled to.
Even keeping track of deadlines or determining which relief programs or insurance benefits you are eligible for can be difficult. If you wait too long to file a claim, you may miss important deadlines and jeopardize your chances of getting the money you need to repair your home or business.
An attorney can also help you negotiate with your insurance company. Insurance companies are often reluctant to pay out claims, and they may try to lowball you on the amount of money you’re entitled to. An attorney can help you stand up to the insurance company and fight for the full amount of compensation you deserve.
Staying focused on your life while an attorney handles the paperwork and deadlines of your claim can give you peace of mind and allow you to focus on what’s most important: rebuilding your life.
Contact 1-800-Injured Today
1-800-Injured is an attorney and medical referral service that can connect you with an experienced hurricane attorney in your area for a free consultation. During your consultation, you will have the opportunity to discuss the specifics of your case and learn more about your legal options. Contact 1-800-Injured today to get started.