As anyone who has been through a hurricane can attest, the process of filing an insurance claim can be a nightmare. Dealing with the aftermath of damage to your home or business is stressful enough, but dealing with insurance companies can be even more frustrating.
Hurricane Danielle is one of the many storm names designated for the 2022 hurricane season and could possibly be one that Floridians need to deal with. If so, they would have to file a claim with their homeowner’s or business insurance to recover compensation for damages.
In this guide, we go over a few things you should know to make the process as smooth as possible.
Common Issues With Hurricane Insurance Claims
One of the most common issues that people run into when filing hurricane insurance claims is that their policy doesn’t cover the full extent of the damage. This can be extremely frustrating, especially if you’ve been paying your premiums faithfully for years. It’s important to remember, however, that insurance companies are in the business of making money. They’re not going to pay out any more than they have to, so it’s important to be as thorough as possible when documenting the damage.
Another common issue is that people are unable to get in touch with their insurance adjuster on time. This can be extremely frustrating, as you may need the money from your claim in order to make repairs. If you’re having trouble getting in touch with your adjuster, it’s important to be persistent. Keep trying to call or email them until you get a response.
Finally, many people run into issues with their claims being denied entirely. This can be especially frustrating if you feel like you’ve been paying your premiums faithfully and have done everything right. If your claim is denied, it’s important to find out why. There may be an error in your paperwork, or the insurance company may not feel like the damage is extensive enough to warrant a payout. Whatever the reason, it’s important to get to the bottom of it so that you can appeal the decision if necessary.
The Benefits of Working With an Attorney To File Your Hurricane Claim
The process of filing an insurance claim after a hurricane can be frustrating, but it’s important to stay calm and be as thorough as possible. Working with an attorney specializing in hurricane insurance claims can be extremely beneficial. An attorney can help you navigate the process, ensure that your claim is filed correctly, and help you appeal a decision if necessary. Each of these steps can be exceptionally difficult, especially while you are trying to repair the damage to your home or business and continue to handle all of your other obligations in your life.
Insurance companies are in the business of making money, so they’re not going to pay out any more than they have to. An experienced attorney can help you get the full amount that you’re entitled to.
If Hurricane Danielle, or any other hurricane this season, causes damage to your home or business, don’t go through it alone. Contact an experienced hurricane insurance claim attorney today. 1-800-Injured is an attorney and medical referral service that can connect you with an experienced attorney for a free consultation as soon as possible.