It is no surprise that hurricanes cause massive damage across Florida and the rest of the southeast United States each year. In fact, dealing with these storms is just a way of life for Floridians. However, that does not mean that filing a homeowner’s insurance claim for any damage from a hurricane is simple. Marco is a name that is already designated for the 2020 season, and if it is elevated to hurricane or tropical storm status, you need to know how you can find a lawyer to help you. Hiring an attorney to help you manage your claim is the first step to getting the compensation that you need for these damages.
Hire an Attorney Today For Your Hurricane Claim
1-800-Injured provides victims of Florida hurricane damage with access to a network of attorneys who are ready to take your claim today. You pay into your hurricane insurance each month, and so it is entirely reasonable that you should expect to be covered when it comes time to use it. Insurance companies, though, focus primarily on paying as little as possible for a claim while still satisfying their legal obligation, meaning that you may end up on the hook for more than what you bargained for. An attorney will help you navigate this process and ensure that you have the negotiating power that you need in order to finalize your claim and get a settlement that adequately covers your financial damages. If Storm Marco is ultimately Hurricane Marco and makes landfall on Florida, then 1-800-Injured is here to connect you with a lawyer.
1-800-Injured is an attorney referral network. Contact us now to be connected to a lawyer for a free initial consultation. Read more below to get a better idea of hurricane damage claims in general.
Common Hurricane Claims in Florida
Hurricanes are unpredictable and destructive, and your home, property, and personal possessions are liable to be damaged or completely destroyed due to any number of factors present in a hurricane, no matter what category it may be. The following are just a few examples of the most common hurricane claims in Florida, but whether or not you see damages that resemble your own, contact us now to get connected to the help you need.
Broken Windows
When the wind is blowing hard in a hurricane, it is common for objects such as flower pots, branches, trash barrels, and other things to be picked up and moved by the wind. In some cases, this may mean that the object is blown directly into a window, causing the glass to break and then your home to be exposed to the elements of the hurricane. A broken window claim typically does not just seek compensation for the window, therefore, and may include all sorts of other secondary damages as well.
Damaged Roofs
Roof damage is extremely common in any sort of high wind event, including hurricanes, and can be caused by a multitude of different things. Two of the most common causes of roof damage in a hurricane are shingles and flashing torn from a roof due to high winds, and structural damage due to falling objects and debris hitting the roof itself.
Flooding
Flooding is extremely common during hurricanes when there is a combination of high winds, high rains, and in any of the many beach communities in Florida, high tides. Flooding can cause extensive damage to your basement, structure of your home, cosmetics such as paint and wallpaper, electrical damage, and may even cause long-term mold that will require specialist support. All of these factors must be considered before the insurance company can complete your claim and issue a payment.
Fallen Trees
Fallen trees are often covered in your homeowner’s insurance policy, but there are a lot of different details that your claims adjuster will need to explore before they are able to conclude their investigation and provide you with a settlement. Depending on whether the tree was on your property or your neighbors, whether the insurance company determines that the tree had been properly maintained, and other factors will all be central to their investigation.
Lost Wages
For any number of reasons, you may have to miss work or experience some sort of impact on your income as a result of a hurricane. Your lawyer will be able to help you make sense of these knocks to your earnings and decide both whether or not you are able to seek compensation, and how you are able to do so. Insurance companies generally do not readily volunteer information to their policyholders about ways that they can get even more money from their claim, so your lawyer will be able to do that.
Why Find an Attorney Through 1-800-Injured?
Instead of trying to take on the stress of this claims process on your own, we will help you to connect with a diligent attorney who is available to help you through this process. The stress of an insurance claim, especially if you have experienced major disruptions to your life at the same time, can be overwhelming — an attorney can take the stress off of your shoulders so that you can focus on getting your life back on track as they fight for the money that you deserve.