If your property has been damaged or destroyed by a hurricane, such as Ian, you may be able to file a claim with your insurance company. In order to do so, you will need to provide proof of the damage, such as photographs or videos. You will also need to submit a detailed estimate of the repairs that are needed. This seems like a fairly straightforward process, but the reality is that the insurance company is not looking out for your best interests or ensuring that you receive all of the money you are owed.
If your claim is approved, the insurance company will reimburse you for the cost of the repairs. However, it is important to note that most policies have a deductible, which is the amount that you will need to pay out-of-pocket before the insurance company provides any coverage. In addition, the insurer may pay you less than the total amount of damages your home or business has suffered, attempting to leverage loopholes in your policy or downplay the severity of the damage.
Contact 1-800-Injured To Connect With a Hurricane Claim Attorney
The best way to protect yourself and ensure that you receive all of the money you are owed is to hire a hurricane property damage lawyer. These lawyers have experience dealing with insurance companies. They know how to negotiate on your behalf to get you the full amount of damages that you are entitled to after paying into your homeowner’s or business insurance year after year.
1-800-Injured is a lawyer referral service that can connect you with a hurricane property damage lawyer for your case. We work with attorneys across the country who have experience handling these types of claims and can help you get the money you need to repair or replace your damaged property.
To get started, simply fill out our online form or give us a call at 1-800-Injured. We will then review your case and connect you with an experienced hurricane property damage lawyer in your area who can help you get the compensation you deserve.
Read on to learn more about hurricane claims and why an attorney can be so beneficial or contact us now to get started on your claim.
What Types of Damages Are Covered By Hurricane Insurance Claims?
When most people think of hurricane damage, they envision a home or business that has been completely destroyed by high winds and flooding. However, there are actually many different types of damage that a hurricane can cause, and most policies will cover most, if not all, of these damages. These can include:
- Wind damage
- Flooding
- Water damage from leaks
- Broken windows
- Fallen trees or debris
- Mold or mildew damage
This list covers most of the issues that a homeowner will be dealing with after a hurricane, especially one as catastrophic as Ian. Still, even though the policy covers these damages, it doesn’t mean that the insurer is willing to pay out the maximum for each.
How to Get the Money You Deserve From a Hurricane Claim
The following are a few of the basic steps to getting the money you deserve following a hurricane.
- Hire an experienced hurricane property damage lawyer to help you navigate the claims process and negotiate with the insurance company on your behalf.
- Gather all evidence of the damage that your property has suffered, such as photographs, videos, or estimates from contractors.
- Submit your claim to the insurance company and the evidence of the damage.
- The insurance company will review your claim and may approve it or request more information.
- If your claim is approved, the insurance company will reimburse you for the cost of repairs minus any deductibles that are applicable to your policy.
- If the insurance company denies your claim or offers you a low settlement, your lawyer can help you appeal the decision or negotiate for a higher amount.
By following these steps and working with an experienced hurricane property damage lawyer, you can improve the chances of getting the money you need to repair or replace your damaged property. In the aftermath of a hurricane as severe as Ian, insurance companies are going to have thousands of claims to handle in a short period of time, and it is no surprise that important facts or details may be overlooked. Your attorney will ensure that your claim is handled with the attention it deserves and will fight to get you the money you are entitled to.
What If My Insurance Company Denies My Claim?
If your insurance company denies your claim or offers you a low settlement, don’t give up – an experienced hurricane property damage lawyer can help you appeal the decision or negotiate for a higher amount.
There are many reasons why an insurance company might deny a hurricane claim, such as:
- Claiming that the damage was not caused by the hurricane
- Claiming that the damage is not covered by the policy
- Offering a low settlement that does not cover the total cost of repairs
If you find yourself in this situation, don’t despair – an experienced hurricane property damage lawyer can help you get the money you need to repair or replace your damaged property.
What Are the Benefits of Hiring a Hurricane Property Damage Lawyer?
There are many benefits to hiring a hurricane property damage lawyer, such as:
Knowledge of the Claims Process
A lawyer can help you navigate the complicated claims process and ensure that your claim is filed correctly.
Experience With Insurers
A lawyer knows how to deal with insurance companies and can help you get the maximum settlement for your claim.
Ability to Negotiate
A lawyer can negotiate with the insurance company on your behalf and fight for a fair settlement.
Time
Filing a hurricane claim can be time-consuming, but a lawyer can handle all of the paperwork and phone calls for you.
Peace of Mind
A lawyer can take the stress out of the claims process and give you peace of mind during this difficult time.
Contact 1-800-Injured Today
If you have suffered property damage as a result of a hurricane, don’t hesitate to contact 1-800-Injured to be connected with an experienced hurricane property damage lawyer today. In the aftermath of a storm, you have more on your mind than reaching out to law firms, requesting consultations, and hoping to hear back from them. We have you covered so that you can stay focused on getting your life back on track after this catastrophic event.