Every time you pull out onto a public roadway, you are at risk of being involved in a car accident. Fortunately, tens of thousands of drivers make it safely to their destination every day throughout Florida, but there are accidents nonetheless. Oftentimes, the accident is caused by one driver who was acting recklessly, negligently, or even maliciously, meaning that the other driver is the victim in the accident and not at fault for the collision at all. In these instances, the victims have a right to file an insurance claim against the responsible driver’s insurance policy to get compensation for the injuries and the damages that they incur as a result of their client’s dangerous behavior.
However, filing an insurance claim is not as simple as it may first seem to be. Once you initiate a claim, a claims adjuster will be assigned to your personal injury case who will spend the next few weeks investigating all aspects of the car crash before, ostensibly, returning to you with a check meant to pay for all of the damages you have incurred. The reality is that the offer they make will be far less than what you deserve because the insurance company is not interested in paying you what you deserve — their primary focus is to save themselves as much money as possible while settling the claim.
For victims of a serious car accident, the financial burden can quickly become overwhelming. Even with Florida’s personal injury protection (PIP) coverage, which provides up to $10,000 in benefits for medical expenses and lost wages, many find that this amount falls far short of covering the full extent of their damages. Medical bills, ongoing treatment, and time away from work can rapidly exceed that limit, especially when injuries are severe. That’s why it’s so important to work with a personal injury attorney who can help you pursue additional compensation from the at-fault driver’s insurance policy and ensure your rights are fully protected.
Find a Sarasota Car Accident Lawyer Today
Inevitably, hiring an experienced attorney is a decision that you will probably want to make after an accident, but even the process of searching for a car accident law firm, connecting with a personal injury attorney, and hoping that they are available to take your personal injury case can be overwhelming while you are trying to come to terms with the reality of your accident and injuries. This is why many people choose to go through the claims process on their own, and ultimately walk away with far less money than they deserve or even need to recover from the financial impacts of their crash.
CarAccidentAttorney.com is an attorney and medical referral service. Instead of taking on the process of searching for an experienced car accident attorney who will take your case, contact us and we will do the legwork for you. Once connected with a personal injury attorney, you will be able to discuss your situation with them during a free initial consultation as you get a better understanding of how they can help you, what your rights are, and what you can expect moving forward.
Whether you’re dealing with painful injuries or grieving the loss of a loved one, it’s important to understand that legal options exist for both. If a car accident caused by someone else’s negligence results in significant harm, you may be entitled to file a personal injury lawsuit to recover damages. In the most tragic cases, surviving family members may have grounds to pursue a wrongful death lawsuit. These legal actions seek financial compensation and help hold negligent drivers accountable for the pain and loss they’ve caused.Read more below about car accidents in Sarasota County, and contact us now to get your legal process started as soon as possible.
Determining Fault After a Car Accident in Sarasota
One of the first questions that will need to be answered after a car accident is that of fault: who caused the accident, and therefore, who is responsible for paying for the damages? Florida uses a rule known as pure comparative fault to assign blame to an accident, which allows for multiple parties to accept partial fault, and a victim, even if they contributed to the crash, will receive compensation. In some states, even accepting 1% of the blame is grounds to dismiss the entire claim, leaving the car accident victim with nothing.
With pure comparative fault, the final settlement amount is reduced by the percentage that the claimant was at fault. This means that if you accept 10% of the blame for the crash and your damages are $100,000, then they will be reduced by 10% for a $90,000 settlement. This is extremely helpful in cases where the victim is partially responsible, but the insurance company will use this rule to their advantage as often as possible, whether legitimately or not. Something as simple as an apology will be twisted into an admission of guilt, and therefore a reason for the insurance company to push to lower their client’s fault. Your Sarasota personal injury lawyer will need to fight to ensure that you do not accept any more blame than you contributed to, ensuring that you get the money you deserve.
Understanding how the comparative negligence rule works under Florida law is essential when trying to recover compensation after a crash. Insurance companies may attempt to exaggerate your share of the blame to reduce their financial liability, which is why having legal representation is so important. A Sarasota personal injury attorney can investigate the facts, gather evidence, and push back against unfair fault assignments to protect your right to fair compensation. Even if you are partially at fault, Florida law still allows you to recover compensation proportional to the other party’s responsibility.
Calculating Damages After a Car Accident in Sarasota
In tandem with the question of fault, you and your car accident lawyer will need to determine the damages you have suffered, and therefore the amount of money that you are owed in either a fair settlement or that you will seek in a personal injury lawsuit. As with assigning fault, the insurance company will do everything possible to limit your damages as much as possible.
Economic damages are the basis of an insurance claim and include any damage that has a dollar value (if this doesn’t make sense, it will after learning about non-economic damages). Your hospital bills tend to be a major portion of these damages, as do impacts on your income, depending on how much work you miss and whether or not your physical injuries affect your earning capacity. In addition, economic damages include repayment for any services that you may need to hire in order to help with tasks that you would have normally done on your own, such as home chores, driving, grocery shopping, and more.
Seek compensation for damages that do not have a financial value associated with them. They include things like the pain and suffering of your injuries, the emotional and psychological impacts of your traumatic experience, and feelings like depression, fear, or anxiety that you must deal with in the aftermath of a car accident.
These damages are more complicated than economic damages and are more aggressively contested due to how difficult it is to quantify them. There are a variety of ways that a Sarasota car accident attorney will calculate these damages, including a per diem intended to pay you for each day that you have dealt with damages, or a multiplier that quantifies the severity of these damages and then multiplies against your economic damages.
It’s important to understand that calculating damages after a car accident isn’t just about adding up medical bills; it’s about telling the full story of how your life has been affected. For instance, if your injuries prevent you from returning to your job or force you into a lower-paying role, your attorney may bring in vocational experts or economists to project long-term financial losses. Similarly, ongoing rehabilitation, therapy, or future surgeries should be included when estimating future medical expenses. All of these losses—both current and future—are essential in determining the true value of your claim.
Additionally, your car accident lawyer will help ensure that no aspect of your suffering goes unaccounted for. If your injuries have made it difficult to care for your children, enjoy your hobbies, or maintain personal relationships, these non-economic damages should be acknowledged in your claim. By working with an experienced Sarasota attorney, you’ll be able to present a comprehensive case that highlights both the visible and invisible costs of your accident, giving you the best chance to seek full and fair compensation.
Why Hiring a Sarasota Car Accident Lawyer Is a Critical Step
After a serious accident, trying to navigate Sarasota, Florida’s car accident laws and insurance procedures alone can be incredibly stressful and overwhelming. An experienced Sarasota personal injury attorney can make a major difference in the outcome of your claim. These legal professionals understand the strategies used by insurance companies and how to counter them effectively, ensuring that clients are not manipulated into accepting lowball offers.
Having a seasoned legal representative means your claim is presented with thorough documentation, professional language, and compelling evidence. This includes obtaining police reports, interviewing witnesses, securing expert testimony, and collecting records that fully support your version of events and the value of your damages, fighting to ensure full and fair compensation.
Steps Involved in the Legal Process After a Car Accident in Sarasota, Florida
The most important thing to do following a car accident is to seek medical attention.
Understanding the legal process following a Sarasota car accident can help you feel more prepared and in control. Here’s a simplified breakdown of what to expect:
- Free Consultation: After connecting with CarAccidentAttorney.com, you’ll receive a free consultation with a qualified lawyer who can evaluate your car accident claim.
- Car Accident Case Investigation: Your attorney will begin an investigation into the accident to determine liability and gather supporting evidence.
- Medical Evaluation: Accurate medical records are critical. Your lawyer may recommend providers who can document your injuries in detail.
- Filing the Claim: Once the facts are established, your attorney will file a claim with the appropriate insurance company.
- Negotiations: Your personal injury lawyer will handle all communication with insurers, ensuring that your rights are protected and you are not pressured into accepting less than you deserve.
- Settlement or Litigation: If negotiations are unsuccessful, your Sarasota car accident lawyer may advise filing a lawsuit to pursue your full compensation in court.
Insurance Negotiations Are Rarely Fair Without Legal Help
Insurance adjusters are trained to protect the company’s bottom line. When a personal injury victim doesn’t have legal representation, they may be pressured into agreeing to a fast settlement that doesn’t begin to cover the true cost of recovery. That’s why one of the most important services a car accident attorney provides is skilled negotiation. Your car accident lawyer will know how to push back against unfair tactics and will work to secure a settlement that reflects both the short- and long-term impacts of the crash.
If the insurer refuses to negotiate fairly, your attorney will be fully prepared to escalate the personal injury claim to trial—something that usually prompts more reasonable offers.
Why Choose CarAccidentAttorney.com to Find a Sarasota Car Accident Attorney?
CarAccidentAttorney.com is an attorney directory service that serves as a trusted resource, simplifying the process of finding qualified legal help after a Sarasota County car crash. Our referral service connects you with personal injury lawyers who offer:
- Free initial consultations (no-obligation consultations)
- Contingency-fee arrangements (you don’t pay unless you win)
- Clear communication and regular case updates
- Proven experience handling complex injury cases
You don’t have to spend hours searching and hoping you find the right lawyer—we handle that for you, fast.
Time is critical after a car accident, especially when gathering evidence, meeting filing deadlines, and avoiding costly missteps with insurance companies. With CarAccidentAttorney.com, you gain immediate access to legal professionals who understand Florida’s personal injury laws and are ready to start building your case. Whether you’re dealing with mounting medical bills, lost wages, or emotional trauma, getting connected with the right attorney as early as possible can make all the difference in the outcome of your claim.