If you are in a Lyft accident, it’s highly advisable to report the accident to both the rideshare company and your own insurance company. Then, contact a Lyft accident lawyer. If you’re a passenger or a third party involved in the accident, you can generally seek compensation from the rideshare company’s insurance policy, which should cover your injuries and property damage. In some circumstances, the rideshare drivers insurance is who covers your lost wages and medical bills. A Miami lyft accident lawyer can ensure this happens, and 1-800-Injured can help connect you with one.
You don’t want to take on an insurance company on your own. Pursuing a claim against a rideshare company or the Lyft driver themself can be complex due to the various parties involved and the insurance policies in play. It’s advisable to consult with personal injury lawyers who have experience handling these cases. A personal injury attorney can assess the specifics of your case, help determine liability, negotiate with insurance companies, and, if necessary, file a personal injury lawsuit on your behalf.
Let’s begin by exploring the various aspects of rideshare accidents, from the causes and consequences to the steps you should take in the event of an accident.
Who Covers the Auto Accident With a Lyft Vehicle?
There are four types of Lyft accidents. Who covers your car accident will depend on which situation your case falls into.
#1 The driver is not logged into the app
If the lyft driver is not connected to the app and they are not actively working, the driver’s personal auto insurance is in effect, just like any other private vehicle. In the event of an accident during this phase, the driver’s auto insurance policy would typically apply to the insurance claim.
#2 The driver is available and waiting to pick up a new passenger
When the rideshare driver has turned on the app and is available to accept rides but hasn’t accepted a ride request yet, Lyft provides limited liability coverage. This coverage typically includes liability for bodily injury and property damage but may have lower coverage limits compared to the coverage provided during an active ride.
#3 The driver is en route to pick up a passenger
Once a driver has accepted a ride request and is en route to pick up the passenger, Lyft’s insurance coverage generally becomes more comprehensive. It typically covers liability for bodily injury and property damage, as well as uninsured/underinsured motorist coverage. The coverage limits during this phase are typically higher than when the driver is simply available.
#4 There is a passenger in the Lyft vehicle
When the Lyft driver has a passenger in the vehicle, the rideshare company typically provides its highest level of insurance coverage. This coverage includes liability for bodily injury and property damage, as well as additional coverages like medical payments and contingent comprehensive and collision coverage for the driver’s vehicle.
That being said, insurance claims involving rideshare services can be complex, even if it’s clear who was at fault. It’s incredibly beneficial to consult with a qualified Florida personal injury attorney who specializes in cases with rideshare companies to ensure you receive fair compensation and navigate any legal complexities with the driver’s insurance policy.
Third-Party Claims Against Lyft
If you were a passenger in the rideshare vehicle, a pedestrian, or another motorist involved in the accident, you may have a claim against the rideshare company’s insurance even if the Lyft or Uber driver was not at fault. This is often referred to as a third-party claim, and it allows you to seek compensation for your injuries and damages from the rideshare company’s insurance coverage.
What Will a Miami Lyft Accident Lawyer Do to Help Accident Victims in a Car Crash?
Like any type of auto accident, serious and permanent injury can result from a Lyft accident. Hiring Lyft accident attorneys can be crucial to help you navigate the legal complexities, protect your rights, and seek fair compensation for your injuries and damages. A lawyer will:
#1 Investigate the Accident to Determine Liability: A lawyer will conduct a thorough investigation of the car crash. This includes collecting evidence such as accident reports, witness statements, photographs, and any available video footage to establish the facts of the accident. Lyft drivers are often at fault, but not always. Then, your attorney will assess who was at fault for the accident. They will analyze the evidence to establish liability, which is crucial for determining who is responsible for compensating you for your injuries and damages.
#2 Calculate Damages: An experienced attorney will offer aggressive legal representation and help you calculate the full extent of your damages. This includes medical expenses, lost wages, property damage, pain and suffering, and any other losses resulting from the accident. Common injuries after a car accident include traumatic brain injuries, broken bones, soft tissue injuries, and emotional trauma, all of which will be covered in your Lyft accident claim.
#3 Expertly Handle Communication With Insurance Companies: Your attorney will communicate and negotiate with the insurance companies involved in order to seek the most compensation possible. This includes the at-fault driver’s insurance company, your own insurance company, and potentially, the insurance company of any other parties involved, like Lyft itself. Lawyers are skilled at negotiating with insurance adjusters to seek a fair settlement.
#4 Negotiate Settlements: Your lawyer will be your advocate throughout the process, ensuring that your rights are protected, and you receive the compensation you deserve. They will work in your best interest to maximize your recovery. In many cases, Lyft accident claims are resolved through negotiation. Your attorney will work to negotiate a settlement that adequately compensates you for your injuries and losses. They will advise you on whether a settlement offer is fair or if it is in your best interest to proceed to trial.
#5 Provide Legal Counsel in and Out of Court: Your attorney will offer legal guidance and advice at every stage of the process. They can help you make informed decisions about settlement offers, legal strategies, and other important matters related to your case. If a fair settlement cannot be reached, your lawyer will represent you in court. They will present your case to a judge and jury, cross-examine witnesses, and argue on your behalf to secure a favorable outcome that aligns with Florida law.
Connect with Miami Personal Injury Attorneys Through 1-800-Injured
Don’t delay! As soon as you seek medical attention immediately, it’s important to act promptly if you believe you have a claim against a rideshare company. Statutes of limitations, which are time limits for filing lawsuits, vary by jurisdiction and can affect your ability to seek compensation. Consulting with an attorney as soon as possible after the accident can help ensure your rights are protected and that you take the appropriate legal steps to seek compensation for your injuries and damages.
1-800-Injured can help Lyft accident victims get started in the right direction. We’ll also provide valuable insights into how legal professionals can assist you in seeking compensation and justice, legal professionals we can connect you with.
If you or a loved one has been involved in a Miami rideshare accident, it’s crucial to have the right legal support by your side. Our medical and legal referral service is dedicated to connecting you with experienced attorneys who specialize in rideshare accident cases. They can help you navigate the legal complexities, pursue rightful compensation, and ensure that your rights are protected.
Remember, you don’t have to face the aftermath of a Lyft accident alone. Let our guide and our network of rideshare accident lawyers be your resource and support in this challenging journey.