Injured workers in Miramar Beach, Florida, are entitled to workers’ compensation should they get injured or become ill while performing their work-related duties. In some instances, these rights and benefits can be delayed, denied, or further complicated by their employer or their employer’s insurance company.
To ensure that you receive workers’ compensation tailored to your injuries, illness, or other damages, you can consult experienced workers’ compensation attorneys in Miramar Beach. Working with an experienced workers’ compensation lawyer can help you understand the claims process and initiate it correctly, giving you a fair chance of maximizing your compensation.
At 1-800-Injured, we can help you connect with various dedicated and professional Miramar Beach workers’ compensation lawyers to assist you with your case. 1-800-Injured is a lawyer and medical referral service that helps injured workers connect with experienced workers’ compensation attorneys. Call our office to learn more and take the first steps to implementing your claim.
Benefits You Can Receive in Workers’ Compensation Claims
After suffering an injury or illness while working, employees can pursue a workers’ compensation claim and qualify for various benefits, some of which include:
Medical Benefits
Injured workers are entitled to medical benefits ranging from coverage for medical expenses, procedures, and other related expenses. According to Florida Statutes § 440.13(2), injured workers can receive coverage for these expenses if their injuries are attended by medical providers authorized by their employer’s insurance company.
Lost Wages
In Miramar Beach, there are four types of wage benefits that you can receive under Florida workers’ compensation laws:
- Temporary Total Disability Benefits (TTD)
- Temporary Partial Disability (TPD)
- Permanent Total Disability (PTD)
- Impairment Benefits (IB’s)
To receive TTD benefits in a workers’ compensation claim, an injured worker must be deemed unable to perform their job by an authorized treating physician. Injured workers will typically receive 66 ⅔ of their average weekly wages.
Injured workers can receive TPD benefits before reaching maximum medical improvement (MMI) if they can perform lighter duties. The average weekly wages received in TPDs depend on your prior weekly wages and what you earn in your lighter duties.
PTD benefits are paid to injured workers if they cannot resume work for any type of employment. These benefits can last until you reach the age of 65, and you will receive the same benefits as TTD benefits. Once a treating physician places an injured worker at MMI, they can receive IB benefits, which represent 75% of their TTD benefits.
Wrongful Death Benefits
In the event of an injured worker succumbing to the injuries or illness caused by their work-related accident, their families can seek up to $150,000 in compensation to cover their loss. This compensation covers funeral expenses and, to some degree, the lost income benefits the spouse would have provided for their families.
How a Workers’ Compensation Attorney Can Help
Employers or insurance companies do not always review personal injury claims resulting from workers’ compensation cases fairly. This means some injured workers in Miramar, FL, might receive lower compensation in their workers’ compensation cases.
Like other types of businesses, insurance companies also have to protect their capital and make money. An insurance company’s independent healthcare provider can undermine a work-related injury through their independent medical examinations (IME).
In other instances, workers might have their claim denied or disputed. This is when a workers’ compensation attorney can step in and protect their rights. A law firm or workers’ compensation lawyer dealing with workers’ compensation claims can help you understand your legal options and provide representation in any legal proceedings that may arise.
Their expertise in the laws and regulations governing workers’ compensation in Florida enables them to offer expert advice and navigate complex legal processes. A workers’ compensation lawyer can evaluate your workers’ compensation claim, assess its strengths and weaknesses, and help you understand the potential benefits you may be entitled to.
Since properly filling a claim and accurately completing it also plays a crucial role throughout the process, personal injury attorneys can assist you with this, gather evidence, work with legal experts to provide expert testimonies to strengthen your claim, and negotiate with insurance companies on your behalf.
Contact 1-800-Injured today to connect with established and diligent workers’ compensation attorneys or medical professionals in Miramar Beach who can help you pursue your claim.