When you are injured in a work accident, you may not have the savings to simply not work while you recover. Workers compensation claims should cover the time you need while you are unable to work, but many injured workers have difficulties getting the benefits they are due.
If your employer is not providing you the support you need, you may need to reach out for the services of 1-800-Injured. We offer services that can help you get in touch with Cutler Bay workers compensation lawyers representing injured workers like you.
Who Is Eligible for Workers Comp Benefits?
Before you file a claim or speak to a workers compensation attorney, you may be worried that you are not eligible for workers compensation benefits. Fortunately, most workers in Florida are covered by workers compensation insurance. State law requires most industries to supply this insurance as long as they have a certain number of workers.
If you are concerned that your employer does not carry this insurance, workers compensation lawyers can help you determine whether you are covered by workers comp insurance. If not, your attorney can help determine your best options in this case.
Workers Compensation vs. Third-Party Injury Claims
While workers compensation benefits should cover your needs in cases where you were injured in the scope of your job, there are situations where you may have been heard at work but are ineligible for workers comp benefits. In these cases, you may be eligible for a third-party claim.
When this happens, personal injury lawyers can guide you through the process of holding the negligent party responsible for their actions. For example, you may have been at work and were injured by a visiting vendor. Talk to your attorney about the options that work best for your case.
Benefits for Cutler Bay Workers
When you are hurt and suffering following a serious work accident, you may need certain benefits to help you overcome the suffering you have experienced. You may not have the money to support yourself when you are unable to work, for example. You may also be juggling serious medical debts without this aid.
Florida offers certain benefits to help injured workers get the help they need with their recovery. Below are some of the most common benefits offered for Cutler Bay workers, but you may also be eligible for other benefits, such as vocational benefits that help you train for and get a job that fits your physical ability following an injury.
Medical Benefits
When you have suffered a serious injury at work, your workers comp claim should include medical benefits. These benefits should cover the costs of all medical care you need for your injuries, both now and in the future. That includes any part of treatment for your injuries, from surgery to rehabilitation. This also includes transportation costs, lodging if you have to travel far, and other related costs for your medical recovery.
Disability Benefits
When you are unable to work, you need some support so that you can continue paying your bills. Your disability benefits offer a wage replacement during this time. These benefits typically cover up to two-thirds of your average weekly wage. The amount and length of time you receive these benefits varies depending on the specifics of your injury. For example, you may receive more money if you are completely unable to work compared to someone who is able to return to work in a reduced capacity.
Death Benefits
In some cases, you may not be the one injured, but you may have lost a loved one to a work accident. These benefits offer coverage for funeral and burial expenses for the deceased worker. They also include wage replacement benefits for the surviving spouse and children. These benefits will last until certain situations arise. Spouses can expect these benefits to continue until they remarry or until death. Children may receive these benefits until age 18 unless they would remain dependent for life.
Seek Out a Workers Compensation Lawyer in Cutler Bay
If you have suffered a work accident, you do not have to accept fewer benefits than you are due. The right attorney can provide legal guidance during this difficult time, ensuring that you have the support you need.
At 1-800-Injured, we understand the importance of Cutler Bay workers compensation lawyers when you are hurt at work and need support. 1-800-Injured is an attorney and medical referral service. Our team can help connect injured workers to attorneys. When you are ready to speak with our team, reach out for a consultation by calling or filling out our online contact form.